Internet Banking






First Time Enrollment

Community Cash

Verified by Visa
FDIC

Personal Banking Services

Personal Banking Services

Other Personal Banking Services

First Free Checking

  • No monthly fee and no minimum balance
  • Unlimited checking, with no per check charges
  • Personalized “Exclusive” checks - first order at no charge
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Overdraft AssuranceTM up to $500
  • Internet Banking with Internet Bill Payor available

First Interest Checking

  • Interest paid on all balances
  • No fee with $500 balance, otherwise $5 per month
  • Unlimited checking, with no per check charges
  • Personalized “Exclusive” checks - first order at no charge
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Overdraft AssuranceTM up to $700
  • Internet Banking with Internet Bill Payor available

Primetime Checking

For Customers 50 or better

  • No monthly fee and no minimum balance
  • Unlimited checking, with no per check charges
  • Personalized “Exclusive” checks
  • Interest paid on balances of $500 and greater
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Overdraft AssuranceTM up to $700
  • 3 x 5 safe deposit box, or $15 discount on larger box for one year (subject to availability)
  • No-Fee Traveler’s Checks, Cashier’s Checks & Money Orders
  • $100,000 Common Carrier Coverage
  • Identy Theft 911TM –Lifestages
  • Savings Made Easy Discounts
  • Internet Banking with Internet Bill Payor available

First Advantage Club

  • No minimum balance requirements
  • Unlimited checking, with no per check charges
  • Personalized “Exclusive” checks
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Overdraft AssuranceTM up to $700
  • 3 x 5 safe deposit box, or $15 discount on larger box for one year (subject to availability)
  • No-Fee Traveler’s Checks, Cashier’s Checks & Money Orders
  • $10,000 Accidental Death & Dismemberment Insurance
  • Identy Theft 911TM –Lifestages
  • Living Family Journal
  • Prescription Drug Discounts
  • Savings Made Easy Discounts
  • Internet Banking with Internet Bill Payor available
  • All for just $5 each month

First Advantage Club Plus

For Customers 50 or better

  • Interest paid on all balances
  • No minimum balance requirements
  • Unlimited checking, with no per check charges
  • Personalized “Exclusive” checks
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Overdraft AssuranceTM up to $700
  • 3 x 5 safe deposit box, or $15 discount on larger box for one year (subject to availability)
  • No-Fee Traveler’s Checks, Cashier’s Checks & Money Orders
  • $10,000 Accidental Death & Dismemberment Insurance
  • Identy Theft 911TM –Lifestages
  • Living Family Journal
  • Prescription Drug Discounts
  • Savings Made Easy Discounts
  • Internet Banking with Internet Bill Payor available
  • All for just $3 each month

Statement Savings

Interest bearing savings account.

  • Interest bearing savings account
  • Minimum deposit required to open account--$100
  • You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
  • A monthly service charge of $2 will be assessed if the daily balance falls below $200 during the month
  • No charge for the first two withdrawals per month
  • A $2 charge for each withdrawal over two withdrawals per month
  • Interest will be compounded quarterly and will be credited to the account quarterly
  • You may make six transfers from your account each four week or similar period
  • We will charge $2 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • Internet Banking available
  • Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders

Christmas Club

An easy way to save for the holidays

  • A special savings account for the holiday season
  • Interest bearing account
  • Minimum deposit required to open account--$1
  • You must maintain a minimum balance of $1 in the account each day to obtain the disclosed APY
  • Interest will be compounded annually and will be credited to the account annually
  • You may not make withdrawals from your account
  • If the account is closed prior to the maturity date a $10 service charge will be assessed
  • At the end of the club account period, October, the funds in the account will be mailed to you by check
  • Internet Banking available

First Advantage Money Market

Interest bearing account with limited check writing.

  • Interest bearing account with restricted check writing privileges
  • Minimum deposit required to open account--$1,000
  • If the average daily balance is below $1,500, then a $8 service charge will be assessed
  • No monthly service charge for the first monthly cycle
  • Personalized Wallet Style Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking with Internet Bill Payor available

USA Advantage Money Market

Higher yielding account with limited check writing.

  • Higher interest bearing account with restricted check writing privileges
  • Minimum deposit required to open account--$10,000
  • If the average daily balance is below $10,000, then a $10 service charge will be assessed
  • No monthly service charge for the first monthly cycle
  • Personalized Wallet Style Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card - no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking with Internet Bill Payor available