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First National Bank USA

Here Today...Here Tomorrow Proudly Serving Boutte, LaPlace, and St. Charles Parish since 1975

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You are here: Home / Commercial Banking Services

Commercial Banking Services

  • First Free Business Checking
  • First Business Interest Checking
  • First Courtesy Interest Checking
  • First Commercial Checking
  • First USA Money Market Account
  • First USA Savings Account

First Free Business Checking

Perfect for most businesses!

  • Minimum deposit required to open account-$50
  • Non-interest bearing commercial checking account with no minimum balance requirement
  • First order of personalized First Exclusive starter checks at no charge
  • No minimum balance
  • No monthly service charge
  • 1,000 free monthly transaction items
  • Up to $10,000 currency deposited per month free
  • Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
  • Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First Business Interest Checking

An interest-bearing account for any business!

  • Minimum deposit required to open account-$50
  • First order of personalized First Exclusive starter checks at no charge
  • Competitive interest
  • Only $5,000 minimum balance to avoid a low monthly service charge of $8
  • 1,000 free monthly transaction items
  • Up to $10,000 currency deposited per month free
  • Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
  • Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First Courtesy Interest Checking

Designed for not-for-profits!

  • Minimum deposit required to open account-$50
  • First order of personalized First Exclusive starter checks at no charge
  • Competitive interest
  • No minimum balance requirement
  • No monthly service charge
  • 1,000 free monthly transaction items
  • Up to $10,000 currency deposited per month free
  • Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
  • Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First Commercial Checking

For businesses with more complex banking needs!

  • Minimum deposit required to open account-$50
  • First order of personalized First Exclusive starter checks at no charge
  • Non-interest bearing commercial checking account with unlimited check writing.
  • Only $8 monthly service charge
  • Transaction items are just $0.15 each
  • Coin and currency deposits just $0.50 per $1,000
  • Earnings credit allowance on deposit balances may offset activity fees
  • Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First USA Money Market Account

Interest bearing account with restricted check writing privileges per federal regulations

  • Minimum deposit required to open account-$50
  • If the daily balance is below $2,500 then a $10 service charge will be assessed
  • No monthly service charge for the first two monthly cycles
  • Free personalized Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account
  • to a type more suitable to your account activity
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders

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First USA Savings Account

Interest bearing savings account

  • Minimum deposit required to open account-$50
  • You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
  • A monthly service charge of $5 will be assessed if the daily balance falls below $100 during the month
  • No charge for the first two withdrawals per month
  • A $2 charge for each withdrawal over two withdrawals per month
  • Interest will be compounded quarterly and will be credited to the account quarterly
  • You may make six transfers from your account each four week or similar period
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders

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To Reorder Checks: Please call one of our Customer Service Representatives at 985-785-8411

Additional Resources

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  • FFIEC –Cybersecurity Brochure (PDF)
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Company Profile

First National Bank USA, locally owned and operated since 1975. We are your hometown bank offering a full range of banking services to meet all of your financial needs. Here Today...Here Tomorrow.

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