- First Free Business Checking
- First Business Interest Checking
- First Courtesy Interest Checking
- First Commercial Checking
- First USA Money Market Account
- First USA Savings Account
First Free Business Checking
Perfect for most businesses!
- Minimum deposit required to open account-$50
- Non-interest bearing commercial checking account with no minimum balance requirement
- First order of personalized First Exclusive starter checks at no charge
- No minimum balance
- No monthly service charge
- 1,000 free monthly transaction items
- Up to $10,000 currency deposited per month free
- Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
- Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First Business Interest Checking
An interest-bearing account for any business!
- Minimum deposit required to open account-$50
- First order of personalized First Exclusive starter checks at no charge
- Competitive interest
- Only $5,000 minimum balance to avoid a low monthly service charge of $8
- 1,000 free monthly transaction items
- Up to $10,000 currency deposited per month free
- Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
- Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First Courtesy Interest Checking
Designed for not-for-profits!
- Minimum deposit required to open account-$50
- First order of personalized First Exclusive starter checks at no charge
- Competitive interest
- No minimum balance requirement
- No monthly service charge
- 1,000 free monthly transaction items
- Up to $10,000 currency deposited per month free
- Account will be switched to a First Commercial checking if consistently exceed 1,000 transactions per month or $10,000 in currency deposited per month
- Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First Commercial Checking
For businesses with more complex banking needs!
- Minimum deposit required to open account-$50
- First order of personalized First Exclusive starter checks at no charge
- Non-interest bearing commercial checking account with unlimited check writing.
- Only $8 monthly service charge
- Transaction items are just $0.15 each
- Coin and currency deposits just $0.50 per $1,000
- Earnings credit allowance on deposit balances may offset activity fees
- Overdraft Privilege up to $1,200 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First USA Money Market Account
Interest bearing account with restricted check writing privileges per federal regulations
- Minimum deposit required to open account-$50
- If the daily balance is below $2,500 then a $10 service charge will be assessed
- No monthly service charge for the first two monthly cycles
- Free personalized Money Market checks
- Interest will be compounded monthly and will be credited to the account monthly
- You may make six transfers from your account each four week or similar period
- We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
- If you exceed this limit, we are required by Federal regulations to convert your account
- to a type more suitable to your account activity
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders
First USA Savings Account
Interest bearing savings account
- Minimum deposit required to open account-$50
- You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
- A monthly service charge of $5 will be assessed if the daily balance falls below $100 during the month
- No charge for the first two withdrawals per month
- A $2 charge for each withdrawal over two withdrawals per month
- Interest will be compounded quarterly and will be credited to the account quarterly
- You may make six transfers from your account each four week or similar period
- If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders
