First National Bank USA

Here Today...Here Tomorrow Proudly Serving Boutte, LaPlace, and St. Charles Parish since 1975

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Commercial Banking Services

Small Business Checking

  • Non-interest bearing account
  • Minimum deposit required to open account–$100
  • Monthly service charge of $8 will be assessed if the daily balance is below $5,000
  • No monthly service charge for the first monthly cycle
  • The first 100 checks and 20 deposits per month allowed without an additional service charge
  • A per item charge of $.15 for each item over the monthly allowance will be assessed
  • Advantage24 ATM Card – no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking with Internet Bill Payor available

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Commercial Checking

  • Non-interest bearing account
  • Unlimited check writing
  • Minimum deposit required to open account–$100
  • Monthly service charge of $8 will be assessed if the daily balance is below $5,000
  • No monthly service charge for the first monthly cycle
  • An additional per item charge of $0.15 per debit item will be assessed and a $2.00 rebate for each $1,000 average daily collected balance maintained will be credited to offset the total monthly service charge. The credit may not exceed the monthly service charge. (High volume commercial accounts subject to additional analysis charges)
  • Advantage24 ATM Card – no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking with Internet Bill Payor available

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Statement Savings

  • Interest bearing savings account
  • Minimum deposit required to open account–$100
  • You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
  • A monthly service charge of $2 will be assessed if the daily balance falls below $200 during the month
  • No charge for the first two withdrawals per month
  • A $2 charge for each withdrawal over two withdrawals per month
  • Interest will be compounded quarterly and will be credited to the account quarterly
  • You may make six transfers from your account each four week or similar period
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card – no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • Internet Banking available

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First Advantage Money Market

  • Interest bearing account with restricted check writing privileges
  • Minimum deposit required to open account–$1,000
  • If the average daily balance is below $1,500, then a $8 service charge will be assessed
  • No monthly service charge for the first monthly cycle
  • Personalized Wallet Style Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card – no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking

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USA Advantage Money Market

  • Higher interest bearing account with restricted check writing privileges
  • Minimum deposit required to open account–$10,000
  • If the average daily balance is below $10,000, then a $10 service charge will be assessed
  • No monthly service charge for the first monthly cycle
  • Personalized Wallet Style Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • If you exceed this limit, we are required by Federal regulations to convert your account to a type more suitable to your account activity.
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Advantage24 ATM Card – no charge
  • Access to over 100 ATMs through the Community Cash network at no charge
  • CheckAdvantage Debit Card available
  • Internet Banking

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