First National Bank USA

Here Today...Here Tomorrow Proudly Serving Boutte, LaPlace, and St. Charles Parish since 1975

Internet Banking

First Time Enrollment
You are here: Home / Other Banking Services

Other Banking Services

Advantage 24 ATM Card

  • Withdraw cash, make deposits, check on account balances, or transfer funds, 24 hours a day.
  • No charge for transactions made at our ATM or a Community Cash member ATM.
  • Your card is accepted at any ATM that displays the CIRRUS®, PLUS®, or PULSE® network logos.
  • A $1.00 transaction fee will be charged for each transaction at an ATM not owned by us or a Community Cash member
  • Use your card for purchases at any merchant which displays the PULSE PAY® logo. There is no transaction fee to use your card at a PULSE PAY® merchant.
  • Set, reset, or change your PIN by calling our automated system 1-800-992-3808

Back to top

CheckAdvantage VISA Debit Card

Works like a check . . . only better. Use your checking account without writing a check. Simply present the CheckAdvantage card to the merchant, sign the receipt, and you are done. No waiting for check approval. Use it wherever VISA® cards are accepted or at any ATM displaying the VISA®, PULSE®, PLUS® or Community Cash logo.

Set, reset, or change your PIN by calling our automated system 1-800-992-3808

Back to top

Internet Banking

Internet Banking provides immediate access to your personal financial information at your convenience. View account balances, transaction history, process account transfers, pay bills, make loan payments or export your account information to your personal financial software. Allows access to Mobile Banking product.

Back to top

Touch-Tone Banking

Call 985-785-2216 to access your account information 24 hours a day from any touch-tone phone. With Touch-Tone Banking, check on account balances, verify checks and deposits, transfer funds, and make loan payments, all by telephone.

Back to top

ACH Origination

The ACH (Automated Clearing House) payment system was created to help companies and consumers exchange payments electronically through their financial institutions.

Now businesses can achieve greater efficiency and improve their payment and collection processing activities via ACH payments and collections. Typical business uses are the collection of payments and payroll deposits. Our ACH software is easy to use or adaptable to your specific needs.

Back to top

Other Fees (Effective 07/01/2017)

Cashier’s Check (to third party) $500 or less
$5.00 per check
Cashier’s Check (to third party) greater than $500
$10.00 per check
Check Cashing (for non customers, not to exceed $1,000)
$25.00 per check
Check Printing Charge
Charge varies according to style and number of checks
Collection Item (incoming & outgoing)
$20.00 per item
Cut-off Statement
$10.00 each
Deposited Checks Returned
$5.00 per check
Fax
$5.00 first page, $1.00 additional page
Inquiry – Non-Automated
$1.00
Money Order (up to $250)
$2.00 per item
Night Depository Bag
$25.00
Overdraft Fee
$30.00 per item
Outside vendor check and/or deposit rejects
$1.00 per item
Photocopy
$1.00 per page
Research and Reconciliation
$25.00 per hour plus $1.00 per page
Replacement ATM or CheckAdvantage card
$5.00
Returned Item Fee
$30.00 per item
Savings account with daily balance less than $200 at any time during the month (Effective 8/01/17)
$9.00 per month
Savings withdrawals in excess of two per month (Effective 8/01/17)
$5.00 per withdrawal
Safe Deposit Box
Fee varies with box size
Special Handling Charge (Levies, Garnishments, etc.)
$25.00
Stop Payment Charge
$30.00 per item
Temporary Check
$0.25 per check
Transaction at an ATM owned by us or a Community Cash member
No Charge
Transaction at an ATM not owned by us or a Community Cash member
$1.00
Transfer – Touch-Tone Banking
No Charge
Transfer – Easy Saver
No Charge
Transfer – Non-Automated
$2.00
Travelers Cheques
$1.00 per $100 issued
Travelers Cheques for Two
$2.00 per $100 issued
Wire Transfer Incoming
$15.00
Wire Transfer Outgoing
$20.00
Wire Transfer Foreign
$55.00
Zipper Bag
$1.50 per bag

Back to top

MENU