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First National Bank USA

Here Today...Here Tomorrow Proudly Serving Boutte, LaPlace, and St. Charles Parish since 1975

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You are here: Home / Personal Banking Services

Personal Banking Services

  • First Free Checking
  • First Direct Interest Checking
  • First 50+ Interest Checking
  • First Preferred Interest Checking
  • First USA Money Market Account
  • First USA Savings Account
  • Christmas Club

First Free Checking

A FREE account for everyone!

  • Minimum deposit required to open account-$50
  • FREE personalized First Exclusive checks (1st box)
  • No minimum balance
  • No monthly service charge
  • Unlimited checking, with no per check charges
  • Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • Minimum deposit required to open account-$50
  • FREE personalized First Exclusive checks (1st box)
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First 50+ Interest Checking

A perfect account for customers 50 and over!

  • Minimum deposit required to open account-$50
  • FREE personalized First Exclusive checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First Preferred Interest Checking

An account for those interested in higher interest!

  • Minimum deposit required to open account-$50
  • FREE personalized First Exclusive checks
  • Higher interest rate with a daily balance of $1,500 or more
  • Competitive interest if daily balance falls below $1,500
  • Only $8 monthly charge if minimum balance falls below $1,500
  • Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images
  • FREE Thank You Gift
  • BUY BACK of your unused checks and debit cards from another financial institution (up to $10)

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First USA Money Market Account

Interest bearing account with restricted check writing privileges per federal regulations.

  • Minimum deposit required to open account-$50
  • A monthly service charge of $10 will be assessed if the daily balance falls below $2500 during the monthly cycle
  • No monthly service charge for the first two monthly cycles
  • Free personalized Money Market checks
  • Interest will be compounded monthly and will be credited to the account monthly
  • You may make six transfers from your account each four week or similar period
  • We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Free Debit Card
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking with Mobile Deposit
  • Free eStatements with online check images

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First USA Savings Account

Interest bearing savings account

  • Minimum deposit required to open account-$50
  • You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
  • A monthly service charge of $5 will be assessed if the daily balance falls below $100 during the month
  • No charge for the first two withdrawals per month
  • A $2 charge for each withdrawal over two withdrawals per month
  • Interest will be compounded quarterly and will be credited to the account quarterly
  • You may make six transfers from your account each four week or similar period
  • Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
  • Free Advantage 24 ATM Card
  • Free access to over 100 ATM’s through the Community Cash network
  • Free Online Banking
  • Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders

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Christmas Club

An easy way to save for the holidays

  • A special savings account for the holiday season
  • Interest bearing account
  • Minimum deposit required to open account–$1
  • You must maintain a minimum balance of $1 in the account each day to obtain the disclosed APY
  • Interest will be compounded annually and will be credited to the account annually
  • The only withdrawal permitted on this account is the annual one made by the bank at the end of the club period
  • If you make any withdrawals or close the account prior to the end of the club account period, a $10 service charge will be assessed
  • At the end of the club account period, each October, the funds in the account will be disbursed.
  • Deposits via Online Banking is available

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Featured Pages

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  • President’s Message
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  • ATM Locations
  • Contact Us
  • Customer Info Policy
  • Financial Calculators
To Reorder Checks: Please call one of our Customer Service Representatives at 985-785-8411

Additional Resources

  • Protect Yourself from Fraud
  • Consumer Resources
  • Phishing Notice
  • Cybersecurity Awareness
  • FFIEC –Cybersecurity Brochure (PDF)
  • Practical Money Skills

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Company Profile

First National Bank USA, locally owned and operated since 1975. We are your hometown bank offering a full range of banking services to meet all of your financial needs. Here Today...Here Tomorrow.

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verified by visa
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    • Customer Information Policy
    • Privacy
  • Contact Us
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