- First Free Checking
- First Direct Interest Checking
- First 50+ Interest Checking
- First Preferred Interest Checking
- First USA Money Market Account
- First USA Savings Account
- Christmas Club
First Free Checking
A FREE account for everyone! >
- Minimum deposit required to open account-$50
- FREE personalized First Exclusive checks (1st box)
- No minimum balance
- No monthly service charge
- Unlimited checking, with no per check charges
- Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First Direct Interest Checking
Earn interest with the convenience of direct deposit or any automatic payment!
- Minimum deposit required to open account-$50
- FREE personalized First Exclusive checks (1st box)
- Competitive interest
- No minimum balance
- No monthly service charge
- Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First 50+ Interest Checking
A perfect account for customers 50 and over!
- Minimum deposit required to open account-$50
- FREE personalized First Exclusive checks
- Competitive interest
- No minimum balance
- No monthly service charge
- Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First Preferred Interest Checking
An account for those interested in higher interest!
- Minimum deposit required to open account-$50
- FREE personalized First Exclusive checks
- Higher interest rate with a daily balance of $1,500 or more
- Competitive interest if daily balance falls below $1,500
- Only $8 monthly charge if minimum balance falls below $1,500
- Overdraft Privilege up to $700 (Overdraft Privilege Disclosures PDF)
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
- FREE Thank You Gift
- BUY BACK of your unused checks and debit cards from another financial institution (up to $10)
First USA Money Market Account
Interest bearing account with restricted check writing privileges per federal regulations.
- Minimum deposit required to open account-$50
- A monthly service charge of $10 will be assessed if the daily balance falls below $2500 during the monthly cycle
- No monthly service charge for the first two monthly cycles
- Free personalized Money Market checks
- Interest will be compounded monthly and will be credited to the account monthly
- You may make six transfers from your account each four week or similar period
- We will charge $5 for each withdrawal that exceeds the monthly withdrawal limits
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Debit Card
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Free Bill Pay
- Free Mobile Banking with Mobile Deposit
- Free eStatements with online check images
First USA Savings Account
Interest bearing savings account
- Minimum deposit required to open account-$50
- You must maintain a minimum balance of $100 in the account each day to obtain the disclosed APY
- A monthly service charge of $5 will be assessed if the daily balance falls below $100 during the month
- No charge for the first two withdrawals per month
- A $2 charge for each withdrawal over two withdrawals per month
- Interest will be compounded quarterly and will be credited to the account quarterly
- You may make six transfers from your account each four week or similar period
- Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Free Advantage 24 ATM Card
- Free access to over 100 ATM’s through the Community Cash network
- Free Online Banking
- Minimum deposit required to open account, monthly service charge and minimum daily balance requirement waived for minor account holders
Christmas Club
An easy way to save for the holidays
- A special savings account for the holiday season
- Interest bearing account
- Minimum deposit required to open account–$1
- You must maintain a minimum balance of $1 in the account each day to obtain the disclosed APY
- Interest will be compounded annually and will be credited to the account annually
- The only withdrawal permitted on this account is the annual one made by the bank at the end of the club period
- If you make any withdrawals or close the account prior to the end of the club account period, a $10 service charge will be assessed
- At the end of the club account period, each October, the funds in the account will be disbursed.
- Deposits via Online Banking is available